Blog

Firms warned that fall in insolvencies may be just temporary blip

The number of corporate insolvencies fell by 12% in the second quarter of this year, according to the Insolvency Service. While the figures are to be welcomed as a much needed...

The changing perceptions of debt collectors - support of Harambee for Kenya

On the 12th August 2018, J&P Credit Solutions Claims Handler Gary Owens along with 32 explorer scouts left the United Kingdom to undertake a two week long expedition to Kenya...

Common invoicing mistakes that cause late payment

The late payment epidermic is not going anywhere anytime soon and making mistakes on invoices will only delay any anticipated payments. This blog will outline five common invoicing...

A quarter of UK firms have been hit by customer insolvency

A quarter of UK companies say they've suffered a hit to their cash flow and longer-term finances because of the insolvency of a customer over the last six months. The research by the...

Q&A with Collections Performance Manager Nick Krauspe

Adult social care

Nick Krauspe joined J&P Credit Solutions in January 2018 and has worked within the collections industry for the past 11 years. He has a considerable amount of experience and knowledge with...

Repossession claims: an attendant's experience

Following Although the vast majority of actions taken for repossession can be resolved between the parties, sadly that is not always the case. Having made a last minute application to...

FSB calls on FTSE 100 firms to ease late payments crisis

The Federation of Small Businesses has called on the UK’s leading companies to address the issue of late payments. FSB Chairman Mike Cherry sent a letter to the leaders of  FTSE...

Entire Agreement Clause and Effect

In a recent High Court case, before Master Bowles, the court reiterated the importance of understanding the intention of the parties when considering the implication and effect of...

The Role of the Financial Ombudsman Service in Debt Recovery

A matter that seems somewhat pervasive between most individuals is debt. Whether it is paying off student loans, monthly repayments on a mortgage or the generic...

Alpha Insurance A/S - The loss of another motor insurer

Following the demise of Enterprise Insurance plc in October 2016, we find ourselves in a similar position. On the 8th May 2018 it was announced that Alpha Insurance has been...

Another year, another 10k London Legal Walk for Judge & Priestley

Team Judge & Priestley were excited to participate in the annual 10km London Legal Walk on the 21st May 2018. This charity event features a sponsored walk in and around London...

Notable developments for the J&P Credit Solutions legal team

Adult social care

The month of May sees two significant developments for the legal team at J&P Credit Solutions. The first is the well-deserved promotion of long standing team member Uday Patel from...

Judge & Priestley Appoints 3 New Partners

Adult social care

As of May 2018, Judge & Priestley Solicitors have annouced the promotion of Associates Brian Tan, Uday Patel and Louise Hyland to Partners. Speaking about the promotions Steven Taylor...

Q&A with Litigation Solicitor Uday Patel

Adult social care

Uday Patel joined Judge & Priestley in 2010 and qualified in 2013. Since then, Uday has been working as Litigation Solicitor and has considerable experience and knowledge of dealing with...

Government takes steps to crack down on late payments

Adult social care

Ahead of the Government's Spring Statement, Chairman of the Federation of Small Businesses Mike Cherry revealed, "our late payment crisis causes the closure of an estimated 50,000...

J&P Credit Solutions continue to build their bulk pre-legal collections capability

Adult social care

J&P solicitors recent announcement of Financial Conduct Authority authorisation, in addition to its traditional authorisation and regulation by the Solicitors Regulation Authority, is a further...

Judge & Piestley Credit Solutions announces FCA authorisation

Judge & Priestley LLP, the South East London based solicitors practice, is delighted to annouce that it has recently gained Financial Conduct Authority (FCA) authorisation. This comes in...

More firms 'in distress' amid slowest growth rate for 4 years

Adult social care

There's been a rise in the number of firms experiencing financial difficulties as the rate of business growth slows to its lowest level in four years. Research by the insolvency and restructuring trade...

Adult Social Care: debt recovery challenges seminar at the Law Society

Adult social care

Judge & Priestley recently hosted a seminar at the Law Society in London, for local authority employees involved in ASC, to review the challenges for debt recovery in this complex area post the...

Council Tax - Order for Sale case study

J & P Credit Solutions instructed by a Local Authority to seek recovery of council tax debt of approximately £17k. The Council had previously secured the debt against the debtor’s property...

Increasing Council Tax Collections - Orders for Sale

In 2016/17 Local Authorities collected a total of £26.6 billion in council tax which was a 5.1% increase on the collection figures achieved in the previous year. The average in year collection...

Early signs that your customer can't settle your invoice

Good cash flow is the life blood of any business so it's essential to monitor overdue invoices and act quickly to ensure payment. Failure to act promptly could mean your firm incurs damaging...

Another successful year for J&P in the Legal 500 UK Directory

Court House

Judge & Priestley's commitment to quality and high levels of service has been recognised by several independent external bodies recently. The practice was recently successfully re-...

Ministry of Justice civil court statistics for April to June 2017

The period April to June 2017 has seen a sharp increase in the number of claims issued in the County Court, specifically the number of debt recovery claims. This raises a number of...

Deceased Debtor Recoveries - J&P Credit Solutions

Court House

Trying to recover your legitimate debts from the estate of a deceased customer adds a further layer of complication to the already difficult task of collection. As explained in our Deceased...

Pre-Action Protocol for Debt Claims: Creditor Obligations & Impact

Court House

On 1st October 2017, a Pre-Action Protocol for debt claims will come into effect. The PAP will apply to all forms of businesses, including sole traders, seeking to recover debt from an...

The equity of exoneration clarified by the Court of Appeal


Court House

Where a joint owner of property uses that property to secure a debt, the other joint owner may to entitled to have that indebtedness discharged out of the interest of the debtor...

Stripping assets from companies to avoid judgment is a tort (High Court)

The High Court has confirmed the existence of a tort of knowingly inducing and procuring a person to act in wrongful violation of rights under a judgment. The claimant had obtained a judge-...

Top five excuses our clients hear for late payments and what you can do

Chasing repayments for your business can be a cat and mouse game at times. So here are some of the most common excuses for non-payment and some tips on how to respond to them...

Hamburger van involved in accident even though it was stationary

A hamburger van was involved in a fatal accident even though it was parked in a layby at the side of the road. That was the decision of the High Court in an unusual case involving the ...

Legal Update: Cameron v Hussain & Liverpool Victoria Insurance

A motorist had been injured in a hit-and-run collision. The driver of the car at fault was never identified, but its registered keeper was. An insurance policy covered one named individual not the...

Legal Update: McBride v UKI and Clayton v EUI in the Court of Appeal

The much anticipated full judgment from the Court of Appeal in the conjoined appeals of McBride V UK Insurance and Clayton V EUI Ltd is now available for those involved in the credit hire...

J&P Credit Solutions becomes a member of the Credit Services Association

Credit Services Association logo

J&P Credit Solutions is pleased to announce its new appointment as an Affiliate Member of the Credit Services Association (CSA). The CSA is the UK's only national trade body for the debt...

Is there a time limit on recovering payment from a customer?

Notes and Coins

As debt recovery specialists we’re often asked questions about the rules surrounding debt collection, and recently we were asked if money owing to someone from a long while ago can...

New Standard Financial Statement to streamline debt and creditor processes

New Standard Financial Statement

On 1st March 2017 the first Standard Financial Statements (SFS) will go live. This is a new initiative that aims to provide a single, universal format to indicate an individual’s income and...

Duty to report legislation to combat late payment in the UK

UK Late Payment Legislation

Large companies will be required to disclose their payment practices in relation to certain contracts on a web-based service, twice a year, and they will have to do so soon...

Recovering Money from Customers Based Overseas


International Debt Collection

One of many challenges and considerations when trading overseas is how to deal with a customer who won’t pay. Recovering money you’re owed from a client based in the UK brings its own...

Top Tips for Dealing With Customers Who Won't Pay

Payment Due Calendar

Despite recent changes to payment legislation, late payments are still commonplace in UK business culture, with SMEs in particular bearing the brunt of the issue. According to Bacs, SMEs are...

J&P Credit Solutions strengthens its international collections

International

Debt recovery specialist J&P Credit Solutions has partnered with the TCM Group, a global network of debt collection providers, to enhance its international recovery services. J&P Credit Solutions...

More Than a Debt Collection Agency

Payment Overdue

When unpaid invoices show no sign of abating, and your clients refuse to pay, it’s time to seek expert help, but with so many options to choose from it can be difficult to know where to turn...

Your guide to dealing with small claims cases

Dealing with claims that fall within the Small Claims Track can often pose problems due to the fact that they are small claims. Typically, small claims are considered simple and low value...

Your short guide to the new insolvency rules

Court House

The Government has released the final form of the Insolvency (England and Wales) Rules 2016. The rules, which will take effect from 6 April 2017, will replace the existing Insolvency...

J&P appoints Mark Bailey as Director of Collections

Mark Bailey

J&P Credit Solutions has strengthened its specialist debt recovery division by appointing Mark Bailey as Director of Collections. Mark is the former owner of award winning DCA Empingham Ltd that...

J&P exhibits at the UK Credit & Collections Conference

J&P Credit Solutions exhibited at this year’s Credit & Collections Conference hosted by the Credit Services Association. The event, which took place at the Hilton Hotel in Wembley on the...

Your 4 point guide to a successful payment strategy

The issue of late payments has featured heavily in recent news. One example being Waitrose , along with other supermarket giants, amending payment terms with their smallest suppliers...

J&P is now recognised as an ABS

Solicitors Regulation Authority

On May 1st 2016 J&P Credit Solutions was granted the license to operate as an Alternative Business Structure (ABS) by the Solicitors Regulation Authority (SRA). This newly assigned...

Priced out of litigation?

Gavel

On 9 March 2015 the Ministry of Justice announced what was, at that time, a radical change to the fee structure of issuing fast or multi track valued claims. Gone were the fixed fees for bands...

5 reasons to outsource your debt recovery needs

calculator-coins

For many businesses late payments have become an expected part of their day-to-day operation. However, some may underestimate the damage that outstanding payments and...

A lack of credit management could harm your business

The primary objective of credit management is to ensure that customers pay for products delivered and services rendered, although this isn’t always as easy as it may seem...