• Welcome to J&P Credit Solutions

    We are Specialist Debt Recovery Solicitors and have been delivering value for money debt recovery solutions for more than 125 years.

    At J&P Credit Solutions we provide you with the best of both worlds; we have the capability and capacity of a traditional DCA to competitively deal with pre-legal, bulk volume cases, as well as the knowledge and expertise of specialist debt recovery solicitors.

  • Our Approach

    With J&P Credit Solutions you can rest assured that we take a transparent, compliant and ethical approach to each and every case we deal with.

    Our flexible collection strategies and pricing structure, provide a cost- effective solution that reduces your financial exposure to unsuccessful outcomes.  So in essence, you’re really only paying where our actions and advice are successful.

    About Us
  • Our Expertise

    We have a wealth of experience in recovering debt for a wide range of businesses from individuals and SMEs to some of the biggest names in the following industries:

  • Our Pricing

    Often people think it would be too expensive to use a leading firm of debt collection solicitors, however, we believe that we should only be rewarded when we succeed for our clients. To that end we typically negotiate a CFA pricing structure to ensure that our fees are fair and aligned with the outcome of our actions and advice.

    Our pricing is typically dependent on volume, value and debt type; as such we would need to discuss the nature of your debt before advising on cost.

  • 10 Reasons to Choose J&P Credit Solutions

    • 1. We have been recovering debts for more than 125 years
    • 2. We conduct business in a transparent and compliant manner
    • 3. Unlike many DCAs, we have the expertise to go legal
    • 4. 24/7 access to our online portal allows for complete transparency
    • 5. Whatever your requirements, we can accommodate them!
  • Testimonials

    The staff at J&P are professional, courteous, and always available to help or advise if needed.  They always provide detailed responses setting out all scenarios in a clear and understandable format so that you are equipped to make the best decision for your organisation. Their knowledge on leasehold issues is second to none and each case is always progressed in a timely and professional way.  I have no hesitation in recommending their services.

    Local Authority Client

  • More than a Debt Collection Agency

    With J&P Credit Solutions you can expect a complete end to end service that meets all of your debt recovery needs. Unlike many debt collection agencies we can effectively deal with both pre-legal collections as well as legal proceedings. This means that, once we have exhausted our collections strategy, we can seamlessly move your file from pre-legal to legal activity without the need to instruct a third party. As such, our service can be a more cost-effective, time-saving and convenient solution for you.


Treating Customers Fairly

Financial Difficulties

If you are currently facing financial difficulties which are preventing you from paying the money you owe to our client in full, we would encourage you to contact us as soon as possible so that we can consider your repayment options with you. There are free organisations that...

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Special Circumstances

We are conscious that there may be personal circumstances that make it difficult for you to address your financial commitments. If you feel that your ability to address your debt is being impacted by circumstances outside of your control, we would like to understand...

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We hope that you feel you are being listened to and treated fairly and in a transparent manner. If you are unhappy in the way you have been treated or think that we could have done something better, we would like you to let us know. Fell free to call us on...

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Calculate the interest due on a debt you are owed

Find out how much late payment interest you can recover, by using our simple interest calculator.


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